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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,588 | $95,979+59.0% | $74,551+104.7% | $135,380+12.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 31.22% | 56.97%-25.7pp | 32.53%-1.3pp | 519.81%-488.6pp |
| Employer contribution / active EE | $9,122 | $2,716+235.8% | $1,961+365.2% | $4,779+90.9% |
| Participant deferral / active EE | $3,572 | $3,844-7.1% | $3,108+14.9% | $5,609-36.3% |
| Admin fee / account holder | $57,337 | $6,522+779.1% | $5,059+1033.3% | $10,828+429.5% |