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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,773 | $57,305-32.3% | $86,640-55.2% | $75,173-48.4% |
| Participation rate | 81.5% | 63.2%+18.3pp | 71.7%+9.8pp | 67.2%+14.3pp |
| Annual return | 11.69% | 2674.24%-2662.5pp | 592.52%-580.8pp | 160.72%-149.0pp |
| Employer contribution / active EE | $1,779 | $2,316-23.2% | $3,024-41.2% | $2,671-33.4% |
| Participant deferral / active EE | $3,335 | $3,320+0.5% | $4,438-24.9% | $4,126-19.2% |
| Admin fee / account holder | $11,015 | $4,116+167.6% | $5,616+96.1% | $5,651+94.9% |