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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,326 | $54,757-26.4% | $90,304-55.3% | $72,975-44.7% |
| Participation rate | 76.6% | 65.2%+11.5pp | 73.3%+3.3pp | 69.5%+7.1pp |
| Annual return | 6.99% | 30.63%-23.6pp | 78.13%-71.1pp | 81.01%-74.0pp |
| Employer contribution / active EE | $1,450 | $2,093-30.7% | $2,855-49.2% | $2,440-40.6% |
| Participant deferral / active EE | $2,950 | $2,887+2.2% | $3,885-24.1% | $3,608-18.2% |
| Admin fee / account holder | $13,013 | $3,973+227.5% | $5,354+143.1% | $5,124+154.0% |