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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,891 | $60,128-33.7% | $90,440-55.9% | $79,852-50.0% |
| Participation rate | 78.5% | 65.0%+13.5pp | 72.7%+5.8pp | 69.6%+8.8pp |
| Annual return | 0.10% | 71.95%-71.8pp | 1294.38%-1294.3pp | 31.72%-31.6pp |
| Employer contribution / active EE | $1,469 | $2,068-29.0% | $3,263-55.0% | $2,471-40.5% |
| Participant deferral / active EE | $2,992 | $2,939+1.8% | $3,964-24.5% | $3,740-20.0% |
| Admin fee / account holder | $1,514 | $3,977-61.9% | $5,615-73.0% | $5,306-71.5% |