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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,463 | $166,242-52.2% | $165,071-51.9% | $145,884-45.5% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.6%-18.6pp | 80.3%-20.3pp |
| Annual return | 14.84% | 100.44%-85.6pp | 70.17%-55.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $1,584 | $5,283-70.0% | $4,347-63.6% | $4,662-66.0% |
| Participant deferral / active EE | $3,199 | $6,964-54.1% | $6,035-47.0% | $6,690-52.2% |
| Admin fee / account holder | $250 | $16,658-98.5% | $12,695-98.0% | $13,392-98.1% |