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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,199 | $154,209-58.4% | $130,062-50.6% | $139,487-54.0% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.5%-18.5pp | 80.3%-20.3pp |
| Annual return | 18.04% | 32.52%-14.5pp | -137.37%+155.4pp | 373.84%-355.8pp |
| Employer contribution / active EE | $1,452 | $5,292-72.6% | $4,322-66.4% | $4,755-69.5% |
| Participant deferral / active EE | $3,185 | $6,709-52.5% | $5,821-45.3% | $6,713-52.5% |
| Admin fee / account holder | $315 | $13,988-97.7% | $10,601-97.0% | $11,407-97.2% |