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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,401 | $73,839-1.9% | $143,788-49.6% | $68,495+5.7% |
| Participation rate | 88.7% | 66.7%+22.1pp | 80.3%+8.4pp | 67.9%+20.8pp |
| Annual return | -13.20% | 1.01%-14.2pp | -0.03%-13.2pp | -7.84%-5.4pp |
| Employer contribution / active EE | $6,532 | $3,184+105.2% | $4,952+31.9% | $2,596+151.6% |
| Participant deferral / active EE | $8,372 | $3,384+147.4% | $5,638+48.5% | $4,028+107.9% |
| Admin fee / account holder | $19,517 | $5,755+239.2% | $14,675+33.0% | $5,403+261.2% |