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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,262 | $85,171-24.5% | $172,752-62.8% | $72,975-11.9% |
| Participation rate | 40.4% | 70.1%-29.6pp | 82.6%-42.2pp | 69.5%-29.1pp |
| Annual return | 2755.67% | 27.32%+2728.3pp | 802.97%+1952.7pp | 81.01%+2674.7pp |
| Employer contribution / active EE | $1,499 | $3,324-54.9% | $5,144-70.9% | $2,440-38.6% |
| Participant deferral / active EE | $5,397 | $3,260+65.6% | $5,198+3.8% | $3,608+49.6% |
| Admin fee / account holder | $195 | $5,880-96.7% | $13,955-98.6% | $5,124-96.2% |