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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,839 | $91,179+36.9% | $178,499-30.1% | $79,852+56.3% |
| Participation rate | 69.2% | 69.2%0pp | 81.9%-12.7pp | 69.6%-0.4pp |
| Annual return | 297.49% | 24.19%+273.3pp | 151.10%+146.4pp | 31.72%+265.8pp |
| Employer contribution / active EE | $2,418 | $3,256-25.7% | $5,011-51.7% | $2,471-2.1% |
| Participant deferral / active EE | $5,311 | $3,236+64.1% | $5,202+2.1% | $3,740+42.0% |
| Admin fee / account holder | $458 | $6,749-93.2% | $13,986-96.7% | $5,306-91.4% |