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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,107 | $103,000+69.0% | $90,300+92.8% | $152,885+13.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 17.07% | 95.19%-78.1pp | 78.11%-61.0pp | 345.39%-328.3pp |
| Employer contribution / active EE | $13,031 | $3,138+315.2% | $2,854+356.6% | $4,763+173.6% |
| Participant deferral / active EE | $2,543 | $4,281-40.6% | $3,884-34.5% | $5,851-56.5% |
| Admin fee / account holder | $1,280 | $6,173-79.3% | $5,353-76.1% | $11,598-89.0% |