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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,539 | $100,911+86.8% | $90,440+108.5% | $158,966+18.6% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 12.35% | 1726.62%-1714.3pp | 1294.38%-1282.0pp | 302.95%-290.6pp |
| Employer contribution / active EE | $11,908 | $3,690+222.7% | $3,263+265.0% | $4,762+150.0% |
| Participant deferral / active EE | $2,544 | $4,348-41.5% | $3,964-35.8% | $5,983-57.5% |
| Admin fee / account holder | $1,961 | $6,507-69.9% | $5,615-65.1% | $11,250-82.6% |