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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,118 | $99,011+36.5% | $86,582+56.1% | $147,586-8.4% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 11.93% | 1312.75%-1300.8pp | 965.08%-953.2pp | 578.59%-566.7pp |
| Employer contribution / active EE | $10,615 | $3,132+238.9% | $2,839+273.8% | $4,876+117.7% |
| Participant deferral / active EE | $1,516 | $3,972-61.8% | $3,609-58.0% | $5,439-72.1% |
| Admin fee / account holder | $6,452 | $5,709+13.0% | $4,904+31.6% | $10,886-40.7% |