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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 28 · EIN 26-4310632 | Investment Management | $6,250 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,956 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,799 | $44,229+89.5% | $155,789-46.2% | $55,191+51.8% |
| Participation rate | 60.2% | 60.8%-0.7pp | 76.1%-15.9pp | 69.2%-9.0pp |
| Annual return | 0.50% | 0.37%+0.1pp | 71.54%-71.0pp | 10.78%-10.3pp |
| Employer contribution / active EE | $2,000 | $1,317+51.8% | $3,839-47.9% | $1,899+5.3% |
| Participant deferral / active EE | $4,564 | $2,851+60.0% | $4,798-4.9% | $3,046+49.8% |
| Admin fee / account holder | $40 | $86-53.6% | $7,477-99.5% | $91-55.9% |