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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 26 · EIN 26-4310632 | Advisory (Participants) | $28,750 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,250 |
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 99 HARBORSIDE FINANCIAL CTR · JERSEY CITY, NJ 07311 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,689 | $46,966+114.4% | $185,117-45.6% | $69,631+44.6% |
| Participation rate | 57.2% | 65.3%-8.1pp | 77.3%-20.1pp | 70.7%-13.5pp |
| Annual return | 15.44% | 22.36%-6.9pp | 40.50%-25.1pp | 27571.02%-27555.6pp |
| Employer contribution / active EE | $2,072 | $1,360+52.3% | $4,182-50.5% | $2,032+1.9% |
| Participant deferral / active EE | $4,526 | $3,017+50.0% | $5,045-10.3% | $3,224+40.4% |
| Admin fee / account holder | $142 | $94+50.9% | $8,159-98.3% | $110+28.2% |