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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 26 · EIN 26-4310632 | Advisory (Participants) | $25,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,075 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,684 | $42,582+117.7% | $171,082-45.8% | $57,658+60.7% |
| Participation rate | 56.9% | 63.9%-7.0pp | 76.7%-19.8pp | 70.2%-13.3pp |
| Annual return | 6.60% | 308.67%-302.1pp | 32.56%-26.0pp | 5.13%+1.5pp |
| Employer contribution / active EE | $2,041 | $1,306+56.2% | $4,002-49.0% | $1,974+3.4% |
| Participant deferral / active EE | $4,599 | $2,933+56.8% | $4,797-4.1% | $3,061+50.3% |
| Admin fee / account holder | $130 | $82+58.1% | $8,520-98.5% | $95+37.7% |