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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,269 | $154,209-26.5% | $130,062-12.9% | $139,487-18.8% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.5%+10.4pp | 80.3%+8.6pp |
| Annual return | 16.11% | 32.52%-16.4pp | -137.37%+153.5pp | 373.84%-357.7pp |
| Employer contribution / active EE | $5,392 | $5,292+1.9% | $4,322+24.7% | $4,755+13.4% |
| Participant deferral / active EE | $8,883 | $6,709+32.4% | $5,821+52.6% | $6,713+32.3% |
| Admin fee / account holder | $3,737 | $13,988-73.3% | $10,601-64.7% | $11,407-67.2% |