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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,713 | $166,089-61.6% | $164,928-61.4% | $145,978-56.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.43% | 100.26%-87.8pp | 70.08%-57.6pp | 550.52%-538.1pp |
| Employer contribution / active EE | $6,902 | $5,276+30.8% | $4,343+58.9% | $4,662+48.0% |
| Participant deferral / active EE | $13,200 | $6,961+89.6% | $6,034+118.8% | $6,690+97.3% |
| Admin fee / account holder | $930 | $16,641-94.4% | $12,684-92.7% | $13,400-93.1% |