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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,546 | $118,877-62.5% | $96,570-53.9% | $167,536-73.4% |
| Participation rate | 81.3% | 75.5%+5.8pp | 69.8%+11.4pp | 82.1%-0.9pp |
| Annual return | 13.53% | 50.50%-37.0pp | 37.79%-24.3pp | 478.82%-465.3pp |
| Employer contribution / active EE | $529 | $3,121-83.1% | $2,357-77.6% | $4,839-89.1% |
| Participant deferral / active EE | $1,210 | $4,617-73.8% | $3,849-68.6% | $6,342-80.9% |
| Admin fee / account holder | $644 | $8,069-92.0% | $6,182-89.6% | $12,315-94.8% |