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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,121 | $112,915-68.0% | $90,965-60.3% | $158,950-77.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 9.91% | 215.75%-205.8pp | 134.57%-124.7pp | 302.91%-293.0pp |
| Employer contribution / active EE | $5,735 | $2,894+98.2% | $2,122+170.2% | $4,762+20.4% |
| Participant deferral / active EE | $1,098 | $4,128-73.4% | $3,373-67.4% | $5,983-81.6% |
| Admin fee / account holder | $1,628 | $8,044-79.8% | $5,960-72.7% | $11,248-85.5% |