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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,511 | $95,979-75.5% | $74,551-68.5% | $135,380-82.6% |
| Participation rate | 93.8% | 75.7%+18.1pp | 69.1%+24.6pp | 82.6%+11.1pp |
| Annual return | -6.94% | 56.97%-63.9pp | 32.53%-39.5pp | 519.81%-526.7pp |
| Employer contribution / active EE | $5,476 | $2,716+101.6% | $1,961+179.2% | $4,779+14.6% |
| Participant deferral / active EE | $395 | $3,844-89.7% | $3,108-87.3% | $5,609-93.0% |
| Admin fee / account holder | $923 | $6,522-85.9% | $5,059-81.8% | $10,828-91.5% |