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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,613 | $76,368+9.5% | $67,681+23.5% | $154,746-46.0% |
| Participation rate | 75.0% | 79.0%-4.0pp | 73.7%+1.3pp | 80.7%-5.7pp |
| Annual return | 17.06% | 1066.77%-1049.7pp | 590.58%-573.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $315 | $3,151-90.0% | $2,678-88.2% | $4,379-92.8% |
| Participant deferral / active EE | $645 | $4,824-86.6% | $3,976-83.8% | $6,730-90.4% |
| Admin fee / account holder | $5,634 | $8,559-34.2% | $6,100-7.6% | $14,365-60.8% |