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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,344 | $88,815-38.8% | $81,882-33.6% | $145,897-62.8% |
| Participation rate | 70.6% | 75.1%-4.5pp | 72.4%-1.8pp | 80.3%-9.7pp |
| Annual return | 14.70% | 1033.75%-1019.0pp | 779.47%-764.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $1,233 | $3,086-60.1% | $2,916-57.7% | $4,663-73.6% |
| Participant deferral / active EE | $3,379 | $4,647-27.3% | $4,323-21.8% | $6,689-49.5% |
| Admin fee / account holder | $3,614 | $8,434-57.1% | $7,360-50.9% | $13,390-73.0% |