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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,949 | $92,684-62.3% | $82,706-57.7% | $134,509-74.0% |
| Participation rate | 94.1% | 75.2%+18.9pp | 72.6%+21.6pp | 81.2%+12.9pp |
| Annual return | -22.27% | 945.84%-968.1pp | 701.76%-724.0pp | 418.13%-440.4pp |
| Employer contribution / active EE | $1,371 | $3,272-58.1% | $3,007-54.4% | $4,741-71.1% |
| Participant deferral / active EE | $3,817 | $4,800-20.5% | $4,394-13.1% | $6,400-40.4% |
| Admin fee / account holder | $6,214 | $5,982+3.9% | $5,329+16.6% | $11,427-45.6% |