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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,160 | $99,647+76.8% | $86,439+103.8% | $134,509+31.0% |
| Participation rate | 60.0% | 82.1%-22.1pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -13.15% | 6784.13%-6797.3pp | 4395.55%-4408.7pp | 418.13%-431.3pp |
| Employer contribution / active EE | $1,220 | $4,401-72.3% | $3,769-67.6% | $4,741-74.3% |
| Participant deferral / active EE | $4,203 | $7,246-42.0% | $6,952-39.5% | $6,400-34.3% |
| Admin fee / account holder | $132,707 | $8,373+1484.9% | $6,732+1871.3% | $11,427+1061.4% |