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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,189 | $107,944+69.7% | $91,994+99.1% | $152,885+19.8% |
| Participation rate | 66.7% | 81.2%-14.5pp | 78.6%-12.0pp | 82.5%-15.8pp |
| Annual return | 27.29% | 89.26%-62.0pp | 69.03%-41.7pp | 345.39%-318.1pp |
| Employer contribution / active EE | $2,022 | $4,210-52.0% | $3,452-41.4% | $4,763-57.5% |
| Participant deferral / active EE | $6,468 | $6,365+1.6% | $5,923+9.2% | $5,851+10.6% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,743-100.0% | $11,598-100.0% |