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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,682 | $115,903+104.2% | $100,528+135.4% | $158,966+48.9% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.8pp | 82.0%-15.3pp |
| Annual return | 24.09% | 34.80%-10.7pp | 30.90%-6.8pp | 302.95%-278.9pp |
| Employer contribution / active EE | $2,031 | $4,105-50.5% | $3,419-40.6% | $4,762-57.3% |
| Participant deferral / active EE | $5,773 | $6,677-13.5% | $6,271-7.9% | $5,983-3.5% |
| Admin fee / account holder | $12 | $11,000-99.9% | $8,084-99.9% | $11,250-99.9% |