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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,121 | $95,975-6.1% | $74,552+20.9% | $135,382-33.4% |
| Participation rate | 76.9% | 75.7%+1.3pp | 69.1%+7.8pp | 82.6%-5.7pp |
| Annual return | -6.92% | 56.96%-63.9pp | 32.53%-39.5pp | 519.77%-526.7pp |
| Employer contribution / active EE | $2,200 | $2,716-19.0% | $1,961+12.2% | $4,779-54.0% |
| Participant deferral / active EE | $6,236 | $3,844+62.2% | $3,108+100.6% | $5,609+11.2% |
| Admin fee / account holder | $381 | $6,522-94.2% | $5,060-92.5% | $10,829-96.5% |