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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,359 | $93,346-16.1% | $71,796+9.1% | $273,972-71.4% |
| Participation rate | 84.6% | 76.5%+8.1pp | 69.1%+15.5pp | 83.0%+1.6pp |
| Annual return | 6.33% | 130.39%-124.1pp | 78.04%-71.7pp | 41.46%-35.1pp |
| Employer contribution / active EE | $2,205 | $2,733-19.3% | $1,924+14.6% | $4,869-54.7% |
| Participant deferral / active EE | $6,149 | $3,475+76.9% | $2,794+120.0% | $5,287+16.3% |
| Admin fee / account holder | $375 | $6,571-94.3% | $4,815-92.2% | $10,133-96.3% |