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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,031 | $99,652-12.7% | $78,778+10.5% | $147,586-41.0% |
| Participation rate | 83.3% | 76.2%+7.1pp | 69.2%+14.1pp | 82.8%+0.5pp |
| Annual return | 19.55% | 47.28%-27.7pp | 35.62%-16.1pp | 578.59%-559.0pp |
| Employer contribution / active EE | $2,444 | $2,796-12.6% | $1,986+23.1% | $4,876-49.9% |
| Participant deferral / active EE | $7,183 | $3,664+96.1% | $2,958+142.8% | $5,439+32.1% |
| Admin fee / account holder | $32,288 | $7,155+351.2% | $5,134+528.9% | $10,886+196.6% |