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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,340 | $111,878+3.1% | $93,727+23.1% | $145,897-20.9% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 13.48% | 204.28%-190.8pp | 133.83%-120.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,976 | $3,092-36.1% | $2,421-18.4% | $4,663-57.6% |
| Participant deferral / active EE | $7,575 | $4,920+53.9% | $4,417+71.5% | $6,689+13.2% |
| Admin fee / account holder | $2,168 | $10,256-78.9% | $8,292-73.9% | $13,390-83.8% |