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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,595 | $217,432-33.0% | $185,849-21.7% | $167,536-13.1% |
| Participation rate | 40.0% | 86.1%-46.1pp | 81.7%-41.7pp | 82.1%-42.1pp |
| Annual return | 15.36% | 148.42%-133.1pp | 122.10%-106.7pp | 478.82%-463.5pp |
| Employer contribution / active EE | $2,878 | $5,875-51.0% | $5,169-44.3% | $4,839-40.5% |
| Participant deferral / active EE | $5,450 | $6,357-14.3% | $5,569-2.1% | $6,342-14.1% |
| Admin fee / account holder | -$24 | $19,818-100.1% | $16,244-100.1% | $12,315-100.2% |