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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,582 | $175,231+2.5% | $149,696+20.0% | $139,466+28.8% |
| Participation rate | 28.6% | 83.4%-54.8pp | 78.8%-50.2pp | 80.3%-51.8pp |
| Annual return | 19.23% | 166.77%-147.5pp | 134.46%-115.2pp | 373.66%-354.4pp |
| Employer contribution / active EE | $1,747 | $5,478-68.1% | $4,821-63.8% | $4,754-63.3% |
| Participant deferral / active EE | $2,780 | $6,521-57.4% | $5,682-51.1% | $6,712-58.6% |
| Admin fee / account holder | $297 | $16,155-98.2% | $13,212-97.8% | $11,409-97.4% |