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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,899 | $183,592-17.8% | $155,574-3.0% | $145,877+3.4% |
| Participation rate | 37.5% | 82.7%-45.2pp | 78.2%-40.7pp | 80.3%-42.8pp |
| Annual return | 15.64% | 61.37%-45.7pp | 64.87%-49.2pp | 551.28%-535.6pp |
| Employer contribution / active EE | $1,690 | $5,317-68.2% | $4,676-63.9% | $4,663-63.8% |
| Participant deferral / active EE | $2,980 | $6,466-53.9% | $5,629-47.1% | $6,691-55.5% |
| Admin fee / account holder | $187 | $19,316-99.0% | $15,914-98.8% | $13,402-98.6% |