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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,144 | $156,398-41.1% | $147,318-37.5% | $138,895-33.7% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 15.65% | 78.75%-63.1pp | 70.43%-54.8pp | 145.39%-129.7pp |
| Employer contribution / active EE | $3,495 | $4,853-28.0% | $4,593-23.9% | $4,194-16.7% |
| Participant deferral / active EE | $8,367 | $8,237+1.6% | $7,906+5.8% | $6,396+30.8% |
| Admin fee / account holder | $3,614 | $14,976-75.9% | $13,708-73.6% | $12,562-71.2% |