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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,959 | $157,296-77.8% | $141,191-75.2% | $152,897-77.1% |
| Participation rate | 61.5% | 84.8%-23.3pp | 82.5%-20.9pp | 82.5%-20.9pp |
| Annual return | 37.05% | 64.34%-27.3pp | 71.41%-34.4pp | 345.43%-308.4pp |
| Employer contribution / active EE | $1,865 | $5,262-64.6% | $4,736-60.6% | $4,764-60.9% |
| Participant deferral / active EE | $3,627 | $7,111-49.0% | $6,710-45.9% | $5,851-38.0% |
| Admin fee / account holder | $6,854 | $12,125-43.5% | $10,264-33.2% | $11,599-40.9% |