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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,782 | $148,582-67.2% | $135,942-64.1% | $139,456-65.0% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 18.57% | 79.26%-60.7pp | 68.28%-49.7pp | 373.45%-354.9pp |
| Employer contribution / active EE | $5,312 | $5,245+1.3% | $4,858+9.3% | $4,753+11.8% |
| Participant deferral / active EE | $10,137 | $8,101+25.1% | $7,759+30.7% | $6,711+51.0% |
| Admin fee / account holder | $8,494 | $12,402-31.5% | $10,764-21.1% | $11,407-25.5% |