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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,414 | $185,830+10.0% | $170,004+20.2% | $139,427+46.6% |
| Participation rate | 75.0% | 87.8%-12.8pp | 87.0%-12.0pp | 80.3%-5.3pp |
| Annual return | 20.06% | 60.52%-40.5pp | 53.39%-33.3pp | 373.27%-353.2pp |
| Employer contribution / active EE | $3,196 | $7,591-57.9% | $6,786-52.9% | $4,752-32.7% |
| Participant deferral / active EE | $6,712 | $11,622-42.2% | $10,408-35.5% | $6,7110% |
| Admin fee / account holder | $19,903 | $15,381+29.4% | $12,816+55.3% | $11,404+74.5% |