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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,549 | $153,769-30.1% | $133,975-19.7% | $273,972-60.7% |
| Participation rate | 87.5% | 88.4%-0.9pp | 87.1%+0.4pp | 83.0%+4.5pp |
| Annual return | 5.90% | 36.51%-30.6pp | 29.29%-23.4pp | 41.46%-35.6pp |
| Employer contribution / active EE | $2,068 | $6,029-65.7% | $5,211-60.3% | $4,869-57.5% |
| Participant deferral / active EE | $6,114 | $6,958-12.1% | $6,282-2.7% | $5,287+15.6% |
| Admin fee / account holder | $2,195 | $11,765-81.3% | $9,324-76.5% | $10,133-78.3% |