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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,069 | $197,637-12.9% | $177,848-3.2% | $158,982+8.2% |
| Participation rate | 62.5% | 88.5%-26.0pp | 87.7%-25.2pp | 82.0%-19.5pp |
| Annual return | 22.05% | 58.77%-36.7pp | 48.33%-26.3pp | 302.99%-280.9pp |
| Employer contribution / active EE | $2,507 | $6,698-62.6% | $5,919-57.6% | $4,763-47.4% |
| Participant deferral / active EE | $4,543 | $8,405-45.9% | $7,714-41.1% | $5,983-24.1% |
| Admin fee / account holder | $0 | $15,406-100.0% | $12,431-100.0% | $11,252-100.0% |