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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,568 | $124,175+30.1% | $108,405+49.0% | $167,536-3.6% |
| Participation rate | 75.0% | 82.3%-7.3pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 24.37% | 1380.13%-1355.8pp | 905.55%-881.2pp | 478.82%-454.4pp |
| Employer contribution / active EE | $2,502 | $4,188-40.2% | $3,559-29.7% | $4,839-48.3% |
| Participant deferral / active EE | $11,627 | $6,908+68.3% | $6,563+77.2% | $6,342+83.3% |
| Admin fee / account holder | $1,972 | $9,457-79.1% | $7,297-73.0% | $12,315-84.0% |