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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,191 | $107,944-14.6% | $91,994+0.2% | $152,885-39.7% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 17.68% | 89.26%-71.6pp | 69.03%-51.3pp | 345.39%-327.7pp |
| Employer contribution / active EE | $2,054 | $4,210-51.2% | $3,452-40.5% | $4,763-56.9% |
| Participant deferral / active EE | $10,133 | $6,365+59.2% | $5,923+71.1% | $5,851+73.2% |
| Admin fee / account holder | $1,104 | $10,521-89.5% | $7,743-85.7% | $11,598-90.5% |