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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,552 | $115,911+2.3% | $100,530+17.9% | $158,950-25.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 12.09% | 34.80%-22.7pp | 30.89%-18.8pp | 302.91%-290.8pp |
| Employer contribution / active EE | $2,579 | $4,104-37.2% | $3,418-24.5% | $4,762-45.8% |
| Participant deferral / active EE | $12,634 | $6,676+89.2% | $6,271+101.5% | $5,983+111.2% |
| Admin fee / account holder | $1,313 | $10,999-88.1% | $8,083-83.8% | $11,248-88.3% |