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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,617 | $135,956+40.2% | $123,894+53.9% | $273,972-30.4% |
| Participation rate | 90.0% | 84.1%+5.9pp | 81.4%+8.6pp | 83.0%+7.0pp |
| Annual return | 6.51% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-34.9pp |
| Employer contribution / active EE | $3,057 | $5,170-40.9% | $4,617-33.8% | $4,869-37.2% |
| Participant deferral / active EE | $7,558 | $6,343+19.2% | $5,984+26.3% | $5,287+43.0% |
| Admin fee / account holder | $8,726 | $9,817-11.1% | $8,357+4.4% | $10,133-13.9% |