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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,626 | $160,040+113.5% | $147,096+132.2% | $145,877+134.2% |
| Participation rate | 78.9% | 84.0%-5.1pp | 82.2%-3.2pp | 80.3%-1.4pp |
| Annual return | 10.99% | 98.49%-87.5pp | 419.75%-408.8pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,945 | $5,289-44.3% | $4,936-40.3% | $4,663-36.8% |
| Participant deferral / active EE | $8,152 | $8,429-3.3% | $8,071+1.0% | $6,691+21.8% |
| Admin fee / account holder | $13,709 | $15,050-8.9% | $13,005+5.4% | $13,402+2.3% |