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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,202 | $162,136+141.9% | $152,301+157.5% | $154,746+153.4% |
| Participation rate | 82.4% | 84.1%-1.8pp | 82.4%-0.1pp | 80.7%+1.7pp |
| Annual return | 13.29% | 91.02%-77.7pp | 80.50%-67.2pp | 172.34%-159.0pp |
| Employer contribution / active EE | $3,122 | $4,890-36.2% | $4,624-32.5% | $4,379-28.7% |
| Participant deferral / active EE | $6,718 | $8,341-19.5% | $8,004-16.1% | $6,730-0.2% |
| Admin fee / account holder | $6,307 | $15,759-60.0% | $14,398-56.2% | $14,365-56.1% |