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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,901 | $57,330+18.4% | $86,656-21.6% | $75,177-9.7% |
| Participation rate | 60.5% | 63.2%-2.7pp | 71.7%-11.2pp | 67.2%-6.7pp |
| Annual return | 16.45% | 2675.40%-2659.0pp | 593.09%-576.6pp | 160.75%-144.3pp |
| Employer contribution / active EE | $2,223 | $2,316-4.0% | $3,025-26.5% | $2,671-16.8% |
| Participant deferral / active EE | $2,918 | $3,320-12.1% | $4,439-34.3% | $4,126-29.3% |
| Admin fee / account holder | $1,197 | $4,115-70.9% | $5,619-78.7% | $5,651-78.8% |