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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,133 | $54,370-9.6% | $82,763-40.6% | $68,490-28.3% |
| Participation rate | 62.5% | 63.9%-1.4pp | 72.6%-10.1pp | 67.9%-5.4pp |
| Annual return | -15.12% | -13.67%-1.4pp | 702.45%-717.6pp | -7.85%-7.3pp |
| Employer contribution / active EE | $1,930 | $2,219-13.1% | $3,008-35.9% | $2,597-25.7% |
| Participant deferral / active EE | $2,724 | $3,247-16.1% | $4,395-38.0% | $4,028-32.4% |
| Admin fee / account holder | $911 | $4,398-79.3% | $5,325-82.9% | $5,403-83.1% |