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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,741 | $60,139-27.3% | $90,461-51.6% | $79,856-45.2% |
| Participation rate | 64.7% | 65.0%-0.3pp | 72.7%-8.0pp | 69.6%-4.9pp |
| Annual return | 14.27% | 71.96%-57.7pp | 1294.76%-1280.5pp | 31.71%-17.4pp |
| Employer contribution / active EE | $1,902 | $2,069-8.1% | $3,264-41.7% | $2,471-23.0% |
| Participant deferral / active EE | $2,563 | $2,939-12.8% | $3,964-35.3% | $3,741-31.5% |
| Admin fee / account holder | $371 | $3,978-90.7% | $5,617-93.4% | $5,306-93.0% |