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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,659 | $65,440-5.8% | $98,506-37.4% | $85,851-28.2% |
| Participation rate | 66.7% | 65.0%+1.7pp | 73.3%-6.7pp | 69.3%-2.7pp |
| Annual return | 14.16% | 21.75%-7.6pp | 1494.92%-1480.8pp | 318.63%-304.5pp |
| Employer contribution / active EE | $2,172 | $2,169+0.1% | $2,961-26.7% | $2,565-15.3% |
| Participant deferral / active EE | $3,196 | $3,168+0.9% | $4,277-25.3% | $3,952-19.1% |
| Admin fee / account holder | $1,584 | $4,596-65.5% | $5,955-73.4% | $6,261-74.7% |