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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FIN. SVS. ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $43,512 |
Filed as: TRANSAMERICA FIN.LIFE INS.CO. Service code 15 · EIN 36-6071399 | Recordkeeping | $19,758 |
TRINITY PENSION GROUP, LLC4 years Service code 15 · EIN 20-0235252 | Recordkeeping | $8,349 |
MY BENEFITS, LLC1 year Service code 15 · EIN 45-2098338 | Recordkeeping | $1,680 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,566 | $55,446+314.0% | $155,574+47.6% | $74,429+208.4% |
| Participation rate | 69.0% | 61.9%+7.1pp | 78.2%-9.2pp | 67.2%+1.8pp |
| Annual return | 13.58% | 269.20%-255.6pp | 64.87%-51.3pp | 1368.38%-1354.8pp |
| Employer contribution / active EE | $6,803 | $2,266+200.2% | $4,676+45.5% | $2,625+159.2% |
| Participant deferral / active EE | $4,569 | $2,836+61.1% | $5,629-18.8% | $4,348+5.1% |
| Admin fee / account holder | $2,678 | $1,743+53.7% | $15,914-83.2% | $1,944+37.8% |