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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FIN. SVS. ADVISORS Service code 27 · EIN 59-2937883 | Advisory (Plan) | $49,842 |
Filed as: TRANSAMERICA FIN.LIFE INS.CO. Service code 15 · EIN 36-6071399 | Recordkeeping | $17,396 |
TRINITY PENSION GROUP, LLC3 years Service code 15 · EIN 20-0235252 | Recordkeeping | $16,665 |
AC CPA, PLLC2 years Filed as: AC CPA, LLC Service code 10 · EIN 87-3863558 | Accounting | $16,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,436 | $61,356+259.3% | $149,696+47.3% | $71,511+208.3% |
| Participation rate | 72.8% | 62.5%+10.3pp | 78.8%-6.0pp | 67.9%+4.9pp |
| Annual return | 18.40% | 35.86%-17.5pp | 134.46%-116.1pp | 28.86%-10.5pp |
| Employer contribution / active EE | $7,811 | $2,382+228.0% | $4,821+62.0% | $2,589+201.7% |
| Participant deferral / active EE | $5,606 | $2,920+92.0% | $5,682-1.3% | $4,291+30.6% |
| Admin fee / account holder | $2,539 | $1,263+101.0% | $13,212-80.8% | $1,588+59.8% |